Mortgages by ChanningMortgages by Channing
Channing Moore
DSCR / Investor Loans

Qualify based on property cash flow—not your personal income.

Whether you're buying a new investment property or pulling cash out of a current one, answer a few quick questions to see your DSCR options instantly.

No W2s Required No DTI Limits Instant DSCR calculation

Mortgages by Channing · NMLS #1660690 · Equal Housing Lender

What zip code is the investment property in?

What are you looking to do?

Select the option that best describes your investment goal.

Purchase a Property
Refinance (Rate/Term)
Cash-Out Refinance

What type of property is this?

Single Family
2-4 Units (Multi)
Condo
Short-Term (Airbnb)

What is the estimated property value?

Use the slider to set an approximate value.

$350,000

What is the current mortgage balance?

If you own it free and clear, set this to $0.

$200,000

What is your planned down payment?

DSCR loans typically require at least 20% down.

20.0%
≈ $70,000

What is the gross monthly rent?

For a purchase, use expected market rent. For a refinance, use current actual rent.

$2,500

What is your estimated credit score?

DSCR terms are heavily based on credit and LTV. An estimate is fine.

760+  —  Excellent
720–759  —  Very Good
680–719  —  Good
640–679  —  Fair
600–639  —  Below Average
Below 600  —  Needs Work

Are you a first-time investor?

This is just so I know how much hand-holding you want on the process.

Yes  —  This is my first one
No  —  I already own investment property

How many investment properties do you own?

Include anything you own that isn't your primary residence.

1
2–3
4–5
More than 5

What's your name?

What's your email address?

We'll send your DSCR snapshot here.

Channing Moore

Last step — enter your phone number

So I can review your DSCR ratio and investment options with you personally.

NMLS #1660690. Equal Housing Lender.

Hi there —

Your DSCR Snapshot

Based on what you've shared, here's an estimate of your investment potential. This is not a pre-approval — it's a mathematical starting point.

Estimated DSCR Ratio
0.00x
Most programs require >= 1.00x
Estimated Loan Amount
$0
Based on LTV Limits
Programs You May Qualify For
Book a Call 337-476-2623 Start Application 5 min · No W2s Required

This estimate is based on information you provided and current market conditions. Actual loan eligibility is subject to formal property appraisal, verification of rental income (1007 Rent Schedule), assets, credit history, and underwriting guidelines. NEXA Lending · NMLS #1660690 · Equal Housing Lender.