Buy a home with less down, and more flexible credit.
FHA was built for buyers who don't have perfect credit, big savings, or a Cinderella story. This is the full guide to how it actually works, and exactly what it takes to qualify.
- 3.5% down with 580+ credit (10% down with 500 to 579)
- How FHA counts student loans differently than other programs
- Gift funds, seller credits up to 6%, and using reserves
- The appraisal items that quietly kill FHA deals
- Upfront MIP, monthly MIP, and when to refinance to drop it
Get the full FHA breakdown
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Your Presenter
Channing Moore
Team Lead & Loan Originator · Mortgages by Channing
I built Mortgages by Channing with my wife Monica because I was tired of watching Louisiana families get the runaround from out-of-state lenders who didn't understand our market. Born and raised here, licensed only here.
Over 115 five-star Google reviews from real Louisiana buyers, most of them first-timers who came in thinking the process was complicated and left wondering why nobody had explained it this way before. That's exactly what this class is for: no jargon, no pitch, just the truth.
Real Closings
Real Clients.
Real Closings.
Real families we have helped get from pre-approval to keys in hand.
Find Out Where You
Actually Stand
A soft credit check tells you what you qualify for before anyone pulls hard credit. If the numbers say wait, I will tell you that too, and then we make a plan to fix whatever is in the way.
Book a CallMortgages by Channing · 337-476-2623 · Licensed across Louisiana · NMLS #1457759
