Louisiana
Mortgage Broker
I applied for a mortgage at the bank I worked for and could not get one question answered. That is why this works the way it does. Your file gets shopped to lenders who want it, every program you qualify for gets priced, and you talk to me.
Loan Programs
Every Loan Program
Available in Louisiana
Different situations call for different loans. We price every one you qualify for on the same house so you see the real difference in real dollars.
FHA Loans
Government-backed with flexible credit and a low down payment. The loan most first-time buyers here actually use.
FHA LoansVA Loans
$0 down and no PMI for eligible veterans and active duty. The strongest benefit on the board.
VA LoansUSDA Loans
$0 down on an eligible address. Louisiana has more eligible ground than almost any state.
USDA LoansConventional Loans
As little as 3% down, and mortgage insurance that comes off at 20% equity instead of staying for life.
Conventional LoansFirst-Time Buyers
Louisiana down payment assistance, every program compared, and a straight answer either way.
First-Time BuyersCash-Out Refinance
Pull equity for renovations or to clear high-interest debt, up to 80% of value.
Cash-Out RefinanceDSCR Investor Loans
Qualify on the property's rent instead of your personal income. No W-2s, no tax returns.
DSCR Investor LoansMoving to Louisiana
Cost of living, insurance, parish taxes, and how the mortgage works from out of state.
Moving to LouisianaWhy A Broker
A Broker Who Works For You.
Not A Bank.
Channing Moore is a licensed mortgage broker, which means we work for you, not a lender. No products to push and no quotas to hit. One job: find the loan that makes the most sense for your situation and get you to the closing table.
We Shop, A Bank Sells
A bank can only offer you what the bank has. Your file goes to multiple wholesale lenders at once and you get the best rate your profile qualifies for.
Every Program Priced
FHA against conventional against VA against USDA, run on your real numbers. If another one costs you less, that is the one we tell you to take.
Louisiana Insurance, Priced In
Wind and flood are the expensive part of the payment here, not the taxes. We quote the real escrowed payment up front so underwriting does not surprise you.
You Call, I Answer
You work with Channing Moore, not a call center. A question at 8pm on a Saturday gets answered. That is what working with a local broker means.
The Application
Apply From Your Phone In Fifteen Minutes
The whole application runs on your phone. Snap photos of your documents, connect your bank, and you're done. It reaches me the minute you submit it.
- Starts with a soft credit check, so your score is never touched
- We price every program you qualify for instead of pushing one
- Louisiana insurance quoted early, so the payment is the real payment
- You hear back from Channing, not from a call center queue
If the numbers say wait, I'll tell you that too, and then we make a plan to fix whatever is in the way.
Complete Your Application
Five short steps. Most people finish in about fifteen minutes.
- Tell us what you're looking for
- We compare your programs
- Upload your documents
Your pre-approval letter is ready. I sent it to your email and to your agent.
Got your application. I'm reviewing it now and will call you this afternoon.
Real Results
What Louisiana Borrowers Say
About Working With Us
Borrowers across Louisiana trust Mortgages by Channing to explain it in plain language and answer the phone. Read all Google Reviews
It was a pleasure working with Channing and Monica! Very knowledgeable people!
Such an amazing personal and trustworthy to there core they were super attentive and walked us through the whole process and patient with all questions asked.
Channing and the team helped us with our first home purchase. They were very responsive and helpful. We were so happy with how fast and efficient every step was.
Highly recommend Channing and Monica to help you get the home of your dreams. They work hard to get you all the information quickly so that you can close the deal!
Channing and Monica were outstanding! On top of every detail, explained everything so wonderfully, super helpful and patient. They made things infinitely less stressful!
As scary as it is buying a home for the first time, the whole process was WAY easier than I ever thought it would be. Channing answered every question I had.
Louisiana FAQ
Common Questions
from Louisiana Borrowers
Still Deciding?
Get A Straight Answer On Your Own Numbers
A soft credit check tells you where you stand. Nothing hits your report until you decide to move forward.
Service Area
Mortgage Help by City
Local price ranges, parish notes, and the programs that fit. All 64 parishes served; these are the cities with pages of their own.
Real Closings
Real Clients.
Real Closings.
Real families we have helped get from pre-approval to keys in hand.
Start Your Louisiana Home Loan Today
Free quote and no credit pull to start. Channing Moore reviews your file personally and tells you which program actually costs you less.
Get My Free Quote