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Channing Moore

Find out if you may qualify for an FHA home loan in under 2 minutes.

Answer a few quick questions and I'll generate a personalized FHA eligibility snapshot — with a downloadable certificate you can keep.

No credit pull No obligation Instant results

Mortgages by Channing · NMLS #1457759 · Equal Housing Lender

What zip code are you looking to buy in?

This helps us confirm your location and identify any local programs available to you.

Are you a first-time homebuyer?

FHA is popular with first-time buyers, but it's available to anyone. This helps us understand your situation.

Yes, first time
I've owned before

Are you an active military member or veteran?

If you have military service, you may also qualify for a VA loan with $0 down — often a better option than FHA.

Yes
No

What type of property are you looking for?

FHA works for most primary residence types, but condos must be on HUD's approved list.

Single Family
Condo / Townhome
Mobile / Manufactured
Multi-Family

What's your current housing situation?

This helps us understand your timeline and whether there's a home to sell.

Renting
I own — need to sell first
I own — keeping my current home
Living with family

What purchase price are you targeting?

Use the slider or type a value.

$250,000

How much cash do you have available to put toward a home?

Include savings, gift funds, or anything you could use at closing. FHA requires a minimum of 3.5% down with a 580+ credit score.

$0

What is your gross annual income?

Include all income sources. This helps us estimate your debt-to-income ratio for FHA qualification.

$75,000

What is your employment status?

This helps us determine which income documentation works best for your loan.

Employed
Self-Employed
Retired / SS / Disability
Not Currently Employed

What are your monthly debt payments?

Include car payments, student loans, and minimum credit card payments. Do not include rent or utilities.

$500

What is your estimated credit score?

An estimate is fine — we won't pull your credit.

760+  —  Excellent
720–759  —  Very Good
680–719  —  Good
640–679  —  Fair
600–639  —  Below Average
Below 600  —  Needs Work

How soon are you looking to buy?

No wrong answer — this helps us prioritize next steps.

ASAP — within 30 days
1–3 months
3–6 months
Just exploring

What's your name?

What's your email address?

We'll send your FHA eligibility summary here.

Channing Moore

Last step — enter your phone number

So I can reach out with your FHA loan options personally.

UMortgage LLC · NMLS #1457759 · Equal Housing Lender.

Hi there —

Your FHA Eligibility Snapshot

This is a preliminary estimate based on what you've shared — not a pre-approval. Your actual eligibility, purchase power, and loan terms can only be confirmed after a conversation with a loan officer who can verify your income, credit, property location, and full financial picture.

Estimated Purchase Power
$0
Based on 31/43% DTI · 6.5% rate · 30yr · Est. taxes, ins. & FHA MIP
Estimated Down Payment
$0
Min. 3.5% with 580+ score

Want to know your real numbers?

These estimates need to be verified with a licensed loan officer. A quick call is the fastest way to confirm your FHA eligibility, review your credit and down payment options, and get a real pre-approval letter.

Call Channing — 337-476-2623
FHA Eligibility Review
Book a Call 337-476-2623 Start Application 5 min · No credit pull

This FHA eligibility estimate is based on information you provided and general market assumptions. It is not a commitment to lend, a guarantee of FHA eligibility, or a pre-approval. Actual eligibility requires verification of income, household size, credit, property address, and underwriting review by a licensed loan officer. UMortgage LLC · NMLS #1457759 · Equal Housing Lender.