Estimate Your Louisiana Mortgage Payment
Plug in your home price, down payment, rate, and term, and we'll show your estimated monthly payment with taxes, insurance, and HOA.
Quick Tip
Not sure what to enter for taxes and insurance? Leave them blank for a principal + interest estimate first, then add them for a closer total payment.
Louisiana property taxes average around 0.5 to 1% of home value annually. Homeowners insurance typically runs $1,500 to $3,000/year depending on area and coverage.
Mortgage Calculator
Calculate Your Monthly Payment
Enter your loan details below. Results update instantly, including a full amortization schedule.
Loan Details
Fill in your numbers below and hit Calculate.
Home price
Down payment ($)
Interest rate (%)
Loan term
Loan Type & PMI Estimate
Loan type
Estimated credit score
PMI / MIP Estimate
Taxes & Insurance (Optional)
Property taxes (annual)
Homeowners insurance (annual)
HOA (monthly, optional)
Your Results
This is an estimate — not a commitment or approval. Exact payments vary by program, credit, county taxes, insurance, and escrow setup.
View Full Amortization Schedule—▾
| Month | Payment (P&I) | Interest | Principal | Balance |
|---|
Live Mortgage Rates
Today's Louisiana Mortgage Rates
Average market rates by loan product, with how each has moved over the last seven and thirty days. Your actual rate depends on your credit score, down payment and loan details.
Average market rates based on mortgage market index data. Not a commitment to lend and not an offer of credit.
Get My Personalized RateFAQ
Louisiana Mortgage Calculator Questions
Quick answers to the most common calculator questions we hear from Louisiana buyers.
It's a strong estimate based on your loan amount, interest rate, and term, plus optional taxes, insurance, and HOA. Your final payment can change based on your credit, program type, and exact escrow/insurance details.
Yes. Enter annual property taxes and annual homeowners insurance and we convert them into monthly amounts. Louisiana property taxes vary by parish, so enter your specific county's rate for the most accurate result.
Yes, select your loan type and estimated credit score above and we'll estimate monthly PMI or MIP automatically. Call us at 337-476-2623 for a more precise estimate.
Rates change daily. Check the Live Rates section above for today's average market rates. Your personal rate will depend on your credit score, loan type, down payment, and property details.
Real Closings
Real Clients.
Real Closings.
Real families we have helped get from pre-approval to keys in hand.
Find Out Where You
Actually Stand
A soft credit check tells you what you qualify for before anyone pulls hard credit. If the numbers say wait, I will tell you that too, and then we make a plan to fix whatever is in the way.
Get My RateMortgages by Channing · 337-476-2623 · Licensed across Louisiana · NMLS #1457759
