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Channing Moore

Find out if you may qualify for a VA home loan in under 2 minutes.

Answer a few quick questions and I'll generate a personalized VA eligibility snapshot — with a downloadable certificate you can keep.

No credit pull No obligation Instant results

Mortgages by Channing · NMLS #1457759 · Equal Housing Lender

What zip code are you looking to buy in?

This helps us confirm your location and tailor any area-specific options.

Are you a first-time homebuyer?

VA loans have no first-time buyer requirement, but this helps us understand your full situation.

Yes, first time
I've owned before

What is your military affiliation?

VA loans are an exclusive benefit for those who have served. Select the one that best applies.

Veteran / Active Duty
National Guard / Reserve
Surviving Spouse
No Military Affiliation

What type of property are you looking for?

VA loans can be used for various property types as long as it's your primary residence.

Single Family
Condo (VA Approved)
Multi-Family (Up to 4)

What's your current housing situation?

This helps us understand your timeline and whether there's a home to sell.

Renting
I own — need to sell first
I own — keeping my current home
Living with family

What purchase price are you targeting?

Use the slider or type a value.

$250,000

How much cash do you have available to put toward a home?

VA loans allow for $0 down. Include any cash you plan to put down — a down payment can reduce your VA funding fee.

$0

What is your gross annual income?

Include all income sources. VA has no income limit, but this helps us estimate your purchase power.

$75,000

What is your employment status?

This helps us determine which income documentation works best for your loan.

Employed
Self-Employed
Retired / SS / Disability
Not Currently Employed

What are your monthly debt payments?

Include car payments, student loans, and minimum credit card payments. Do not include rent or utilities.

$500

What is your estimated credit score?

An estimate is fine — we won't pull your credit.

760+  —  Excellent
720–759  —  Very Good
680–719  —  Good
640–679  —  Fair
600–639  —  Below Average
Below 600  —  Needs Work

How soon are you looking to buy?

No wrong answer — this helps us prioritize next steps.

ASAP — within 30 days
1–3 months
3–6 months
Just exploring

What's your name?

What's your email address?

We'll send your VA eligibility summary here.

Channing Moore

Last step — enter your phone number

So I can reach out with your VA loan options personally.

UMortgage LLC · NMLS #1457759 · Equal Housing Lender.

Hi there —

Your VA Eligibility Snapshot

This is a preliminary estimate based on what you've shared — not a pre-approval. Your actual eligibility, purchase power, and loan terms can only be confirmed after a conversation with a loan officer who can verify your income, credit, property location, and full financial picture.

Estimated Purchase Power
$0
Based on 50% DTI · 6.5% rate · 30yr · Est. taxes & insurance · No PMI
Estimated Down Payment
$0
VA allows $0 down payment

Want to know your real numbers?

These estimates need to be verified with a licensed loan officer. A quick call is the fastest way to pull your Certificate of Eligibility, lock in your rate, and get a real VA pre-approval letter.

Call Channing — 337-476-2623
VA Eligibility Review
Book a Call 337-476-2623 Start Application 5 min · No credit pull

This VA eligibility estimate is based on information you provided and general market assumptions. It is not a commitment to lend, a guarantee of VA eligibility, or a pre-approval. Actual eligibility requires verification of income, household size, credit, property address, and underwriting review by a licensed loan officer. UMortgage LLC · NMLS #1457759 · Equal Housing Lender.