$0 down. The most underused loan in Louisiana.
Most buyers think USDA is for farms. It's not. The eligibility map covers way more of Louisiana than you'd guess, including a lot of suburban areas. If you qualify, this is one of the best mortgage programs you'll ever find.
- $0 down payment + lower mortgage insurance than FHA
- How to check if a property qualifies (most people guess wrong)
- Income limits, what counts and what doesn't
- Credit and DTI requirements that actually work for real buyers
- How to roll closing costs into the loan if appraised value supports it
Get the full USDA breakdown
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Your Presenter
Channing Moore
Team Lead & Loan Originator · Mortgages by Channing
I built Mortgages by Channing with my wife Monica because I was tired of watching Louisiana families get the runaround from out-of-state lenders who didn't understand our market. Born and raised here, licensed only here.
Over 115 five-star Google reviews from real Louisiana buyers, most of them first-timers who came in thinking the process was complicated and left wondering why nobody had explained it this way before. That's exactly what this class is for: no jargon, no pitch, just the truth.
Real Closings
Real Clients.
Real Closings.
Real families we have helped get from pre-approval to keys in hand.
Find Out Where You
Actually Stand
A soft credit check tells you what you qualify for before anyone pulls hard credit. If the numbers say wait, I will tell you that too, and then we make a plan to fix whatever is in the way.
Book a CallMortgages by Channing · 337-476-2623 · Licensed across Louisiana · NMLS #1457759
